Automini, zero deductible and unlimited number of drivers

Nowadays, when purchasing an insurance product—especially auto insurance—you are bound to hear the following question: “With or without franchise deductible?” And if you have no idea what the term stands for, the question is bound to be confusing. You may even have a sense of protest against the very concept of using a foreign word and wonder or not there is really no Georgian equivalent that could be used as a substitute. However, if you conduct even a brief search, you will realize that [franchise] deductible is a technical term in the insurance industry and thus, well established in the Georgian language as well.

თეთრი მანქანა, ღია საბარგული

To be more precise, franchise is derived from franchir—French for “overcome,” “negotiate,” “agree.” However, the term actually dates back to ancient German tribes, who used to reside the very land where France is now located.

As for its meaning in terms of content, deductible stands for the minimal amount that is not covered by insurance and is not compensated by the insurer.

ცისფერი მანქანა, ხეები

For example, if you are using auto insurance with deductible in the amount of 10% of compensation, or at least 100$ in reality, the insurance company will compensate only $900 out of the $1,000 that may be calculated at a time of an incident.

However, the difference of $100 may be very important to you, which is why AutoMini offers you deductible-free insurance that covers the full amount of compensation.

This means that AutoMini compensates your expenses in full, even if you aren’t at fault at all.

ხე, მანქანა, ეშმაკის ბორბალი

The product comes with another significant advantage: if you get AutoMini, you never have to worry about who was behind the steering wheel when your car was damaged, as the number of authorized drivers for AutoMini is unlimited—completely free of charge. All that matters is for the driver to be over 21 and have no prior history of accidents.

Get AutoMini and we promise to compensate for the accident in full, regardless of who’s behind the steering wheel, if, of course, you are not at fault at all. Learn more:


Author: Likuna Khazaradze